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Joined 2 years ago
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Cake day: August 22nd, 2023

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  • I hate investing

    Mutual Funds / Index funds are your best bet. (Look for descriptive words like “broad”, “mix” or “full market” in the description).

    If you can, pick out one named “target retirement YYYY” with YYYY being within a few years of whatever year you will turn 67.

    It will automatically follow investing best practices based on your current age - agrressive earlier, and very cautious later.

    I’m not familiar with all the details of how it works

    Perfect recipe to get ripped off. (Most people I know say that insurance/investment combined products suck. I’ve heard some disagreement whether they’re just a bad deal, or such a bad deal they ought to be a crime.)


  • I can’t prove anything, but:

    • There’s evidence that billionaires are taking much more than they earn, and that we (everyone else) would be dramatically better off without them (whether we tax them away or… Come to some other compromise.)
    • Billionaires own most media outlets and social media sites, even those these don’t actually make much money compared to everything else the billionaires own. This makes some people ask why they bother…
    • There’s a noticable tendency in billionaire owned media to focus daily on divisive topics. The specific topic changes, but the divisiveness continues.
    • There is history of powerful authoritarians investing heavily in divisive propaganda, primarily to break apart and distract groups of people who could overthrow them.

    What I have laid out is not proof that today’s billionaires are directing their staff to verbally attack minorites at any opportunity.

    But it certainly is something to think about next time a vicious rumor about a minority group comes along.









  • That’s a pretty good description of what GrapheneOS does with the sandboxed Google services.

    I have found that the only apps that don’t work well with Samdboxed Google services are ones that work hard to invasively probe their runtime environment.

    Thwy usually fall into these three categories:

    • Bank apps that do it “for my safety”. Nevermind that a website version exists for attackers to target without the same (dubious, invasive) “protections”.
    • Streaming apps that do it “because this paid subscriber might be some kind of dark web pirate and we need to protect our content from being uploaded to the dark web one more time.”
    • Apps whose developers are shitty at writing code for memory management. But GrapheneOS has good options to allow these to run, anyway.