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Joined 2 years ago
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Cake day: August 22nd, 2023

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  • This is a delight, and you are correct. That said, in the spirit of this silly thread, I provide solutions, below:

    If I buy a house worth 950000, would I only be allowed to save 50000.

    Yes. It will be time to get some roommates.

    1. what about if the house increase in value so that it is worth 2 million, should I just accept that I loose 1 million?

    Yes. Or rather, exactly half of the house. Time to rent a storage unit, and put up some tarps to divide the entryway.

    What about stocks?

    Better sell some.

    Inflation or Deflation, when/how will you update that limit?

    Cost of living increases have long been understood and easy enough to calculate.

    But - when I’m global leader, COLA for millionaires will only start after exactly as many years as the local minimum wage went without updates.






  • I find it bizarre that people find these obvious cases to prove the tech is worthless. Like saying cars are worthless because they can’t go under water.

    This reaction is because conmen are claiming that current generations of LLM technology are going to remove our need for experts and scientists.

    We’re not demanding submersible cars, we’re just laughing about the people paying top dollar for the lastest electric car while plannig an ocean cruise.

    I’m confident that there’s going to be a great deal of broken… everything…built with AI “assistance” during the next decade.


  • you’ll just have to built your own apps too

    We are well on our way.

    I was confused before I made the switch. So many of the most useful kinds of apps weren’t maintained anymore by anyone on the Google Play store. I had this surreal feeling that the app ecosystem was getting worse every year.

    And then I installed F-Droid and figured out where all of my favorite app developers went. ¯_(ツ)_/¯


  • I hate investing

    Mutual Funds / Index funds are your best bet. (Look for descriptive words like “broad”, “mix” or “full market” in the description).

    If you can, pick out one named “target retirement YYYY” with YYYY being within a few years of whatever year you will turn 67.

    It will automatically follow investing best practices based on your current age - agrressive earlier, and very cautious later.

    I’m not familiar with all the details of how it works

    Perfect recipe to get ripped off. (Most people I know say that insurance/investment combined products suck. I’ve heard some disagreement whether they’re just a bad deal, or such a bad deal they ought to be a crime.)


  • I can’t prove anything, but:

    • There’s evidence that billionaires are taking much more than they earn, and that we (everyone else) would be dramatically better off without them (whether we tax them away or… Come to some other compromise.)
    • Billionaires own most media outlets and social media sites, even those these don’t actually make much money compared to everything else the billionaires own. This makes some people ask why they bother…
    • There’s a noticable tendency in billionaire owned media to focus daily on divisive topics. The specific topic changes, but the divisiveness continues.
    • There is history of powerful authoritarians investing heavily in divisive propaganda, primarily to break apart and distract groups of people who could overthrow them.

    What I have laid out is not proof that today’s billionaires are directing their staff to verbally attack minorites at any opportunity.

    But it certainly is something to think about next time a vicious rumor about a minority group comes along.