

I can’t prove anything, but:
- There’s evidence that billionaires are taking much more than they earn, and that we (everyone else) would be dramatically better off without them (whether we tax them away or… Come to some other compromise.)
- Billionaires own most media outlets and social media sites, even those these don’t actually make much money compared to everything else the billionaires own. This makes some people ask why they bother…
- There’s a noticable tendency in billionaire owned media to focus daily on divisive topics. The specific topic changes, but the divisiveness continues.
- There is history of powerful authoritarians investing heavily in divisive propaganda, primarily to break apart and distract groups of people who could overthrow them.
What I have laid out is not proof that today’s billionaires are directing their staff to verbally attack minorites at any opportunity.
But it certainly is something to think about next time a vicious rumor about a minority group comes along.
Mutual Funds / Index funds are your best bet. (Look for descriptive words like “broad”, “mix” or “full market” in the description).
If you can, pick out one named “target retirement YYYY” with YYYY being within a few years of whatever year you will turn 67.
It will automatically follow investing best practices based on your current age - agrressive earlier, and very cautious later.
Perfect recipe to get ripped off. (Most people I know say that insurance/investment combined products suck. I’ve heard some disagreement whether they’re just a bad deal, or such a bad deal they ought to be a crime.)