I think checks are a thing of only American past. Can’t think of anywhere else where they used checks so frequently. While they existed, they were the exception
Americans once again making shit more complicated than it needs to be. Most of the world has moved on from cheques to wire transfers, deposits, etc. all done through online banking.
Every transaction is tracked and accounted for. No need for this bullshit.
Why is everyone calling them checks? Are we all talking about cheques? I am confused.
It’s just the American spelling.
I am french, I use cheques , I also use wire transfers and many other bank option but I hope more place would accept my cheque. Also cheque transaction are tracjed and accounted just like others.
Because online bank accounts never get hacked, and old demented folks never fall for phishing emails… right?
Thats what the 2fa for most transfers is for.
I’m American, and all of this stuff happens automatically and digitally after I set up any new account. I’m not sure how writing a check would be easier.
Some banks still offer the transitional system I remember where they do it on your behalf, so once you have all your payees, you can go in every month and put in the amounts for each bill, and they mail a check from the bank to each place.
I keep all my bills organized in bookmarks. Keep track of their due dates on an Google Sheets budget. I’m not going back to checks…lol
Do you guys not have direct debit? All my bills are paid automatically. Manually paying my bills sounds like a pain and I would definitely forget/double pay if I needed to do it that way
We do. I never give companies power to pull money from my account. I realize it’s a convenience for some people in the way they budget, so no judging… I’ve just been screwed by it one too many times. I keep full control over my finances. I budget everything out on an Excel template I created. It actually doesn’t take much time at all …an hour or so once a week to get everything balanced and paid for the month.
US banks won’t even issue chip and pin cards because their customers would find entering a 4 number code too arduous and complicated.
Hm, seems legit
🔒Verified secure ✅
I had doubts until I saw that. Very reassuring!
Or just use a password manager
What? The only payments I make that could take checks are my bills and it’s not like I wouldn’t have to keep track of those just because I’m paying by check. I don’t understand this at all.
Yeah, I know this artist has gotten a lot of shit in the past for little reason, but this is truly an absurd take.
Pretty sure they mean one less account someone could track you with, because yeah, staying on top of sending monthly checks for stuff is something I’m very glad I don’t have to do anymore. My credit took multiple hits in my younger days from bills I forgot to pay on time.
Password Manager
There will be lots of a useless accounts you have to make in life. Scale yourself. Many such accounts will not be optional. At least this one provides you with some value.
Hard why not both? You should use a password manager & create less accounts on platforms or sharing your phone/email if you can help it.
Sure, in general yes. But in reference to the comment, writing a check they would already have my name address and some reference to my bank account details even without the online account, which implies a high degree of trust.
If I need an account to read an article on a website? Then I’m not interested in reading your article.
V true. I was think more along the lines of any sort of cash, debit, check transfer that doesn’t involve accounts or folks skimming money off the top rather than checks specifically when interpretting the meme.
Password managers are good; but keeping track of passwords is not the main problem with making online accounts for everything.
Every account need a valid mail direction, ofte als with 2FA a phone number, both pretty easy to track in the network. Every website know your ISP, your public IP, your OS and a lot of other data which they can store and sell it to third parties for commercial reasons. Never create an account if it is not essential for you.
Pretty sure that a company that I would otherwise write checks to with my name address and phone number already has the lion’s share of those details. My IP address and operating system are the least of my concern in that case.
Hiding my IP address from the power company seems like a limited improvement.
a check? ok bye, ive never understood what the fuck that shit should do… like what about cash or just a simple transfer? why do people use checks?
I’ve never used a check in my life. I can’t imagine who would accept one in my country.
Okay, boomer
The postal service has recently been a victim of a lot of theft targeting checks. People are willing to rob postal workers at gunpoint for their box key. Then, thieves sift through all the letters for a chance of finding a check.
Worse, they have ways of “washing” the check to turn it into a blank check, and reuse it with a new amount and recipient.
don’t have to drag ur ass to a storeI’m old school, if I want to buy something, I go to the store with the ability to essentially examine the item, pay for it in cash and go home. Crating an account and paying with the card, with which also the bank knows what I had bought? WTF, capitalism surveillance shit.
I mean… The account exists if you log into it or not. You still need to keep track of it so that you’re paying into the correct account, and so that you know how much to pay.
Only you now have to talk to a person if you need to check or change anything.
Not the account for the random hotel or restaurant. “Pay with the O’Burger app!” “Collect 425 SkyPoints with a Platinum Membership!”
You don’t need an online account to buy food at a grocery, but if you had one I guarantee they’d spam the heck out of you, alongside whatever else they might do with your data.
I assumed this was in the context of paying recurring bills rather than shopping. Agree with you about stuff like groceries.
I mean, paying for Netflix with cash would definitely be a power move.
Utilities don’t have special offers that I know of. Check or online is very country dependent though.
I’m having a little trouble thinking of a service that would have automatic reminders but not require an account to access the service… Hotel? Something with layaway? Maybe car payments. Tuition too. Those don’t exactly seem like spurious account services though… Maybe the reminders are for pickup?
My VPN sometimes sends me reminders and special offers when my contact is almost up, for example. Mobile phone data usage reminders and warnings. Even just reminders that they’re going to be charging your card on payment day.
But mainly I don’t wanna leave home so paperless has already won for me lol
Option 3: make my bank write checks for me
Okay Boomer.
fellas is it old-fashioned to not want more unnecessary tracking ?
