I get to pay 4k a year, just to be able to be charged only 6k out of pocket. After that 10k, I still would owe 10% of every charge after that.
Or I can pay 2k a year for the privilage of being charged a little over 8k out of pocket. After that, I’d owe 20% of everything after.
So every year, I get to gamble my prospective income on how much healthcare I think I’ll need. I want to save on monthly costs? Hopefully nothing emergent happens. Expecting a procedure? Now I’m out a few extra hundred a month just so I don’t have to pay more than 10% after already paying 6k.
All this is assuming I don’t get denied coverage and have to foot the whole bill anyway. I need to see a specialist, though, and the only one nearby isn’t in my network. I gotta drive an hour and a half or pay 100%.
I’m paying more than the savings I’m able to put away to assholes who own yachts bigger than the house I rent.
I just had an argument with a Canadian guy I work with. He said the us system is better than Canada. He said you have to wait in Canada. I was like in the US you usually have to wait and also pay !
Also, the only reason we have to wait is because our healthcare systems have been continually eroded by politicians, rubbing their greedy little hands, who just can’t wait to privatize it out to their friends, and get a cush, do nothing job on the board of directors as payment.
I’m on state insurance right now. Trying to find a dentist in my area that accepts it to deal with a broken tooth has been a nightmare. So I get to live in pain until I find someone. Yay.
On the other hand, before I lost my private insurance, all the dentists accepted what we had. However, my husband needed wisdom teeth extracted and it cost us a couple thousand out of pocket…
It’s like you’re fucked no matter what. I’m actually pretty afraid I might get an infection and die or something if I can’t get this taken care of. It’s been cracked for a year now and the keeps getting worse.
I honestly feel like they want non-wealthy people to die with the way things work. If you don’t have deep pockets, you don’t get medical care.
I think we’re all fucked, because the monsters who run all of this value money over other’s lives, and it helps with military retention. I’m sure there are people who wanted to get out of the service, but were worried about healthcare costs.
The private sector doesn’t care, as long as the lines keep going up. And the government doesn’t want to lose one of their sticks to keep people on their bases and ships.
So they’ll buy mansions, and yachts, and travel the world. While I have to sit at home, just waiting for the day to be able to afford a vacation. And I’ll sit and watch as our tax money is used by private businesses for stadiums, or mine-resistant vehicles for suburban cops, or to turn brown children into skeletons.
All the while, you’re sitting there with constant pain and all the world cares about is the amount of testosterone in athletes at the Olympics. That’s what’s driving conversations these days. More circuses to distract us from the real problems.
It’s genuinely fucked up. One of my coworkers is 19 and already has medical debt. Fucking 19! She’s still in school ffs.
There’s so many people in worse positions than me, and it’s so wrong in so many ways. Like… gofundme campaigns for folks with cancer shouldn’t need to be a thing.
No one should have to forgo medical care due to expense, or lose their home because they got hurt in way that can’t be ignored.
And it’s even worse because you’re right about the stupid bullshit controversies that keep us distracted from being mad about the real, everyday issues you pointed out. Its… really demoralizing sometimes.
I don’t know if this will help but depending on where you live there maybe a local-ish dental school where you can get discounted dental work. You just have to be willing to let students do the work. It takes longer because they are still learning but it’s a hell of a lot cheaper.
Thank you for the advice! I did find one dental school that’s through a pretty large college, but can’t seem to find a way to make an appointment or anything like that. Just application stuff.
I’ll have to look some more and maybe call a few phone numbers and see if anyone can help point me in the right direction.
I really appreciate the info!! I have a little hope now, thank you so much!
Glad I could help. Another avenue maybe through dental hygienist schools. They won’t be able to fix your tooth but they may have contact information that can point you in the right direction.
I get to pay 4k a year, just to be able to be charged only 6k out of pocket. After that 10k, I still would owe 10% of every charge after that.
Or I can pay 2k a year for the privilage of being charged a little over 8k out of pocket. After that, I’d owe 20% of everything after.
So every year, I get to gamble my prospective income on how much healthcare I think I’ll need. I want to save on monthly costs? Hopefully nothing emergent happens. Expecting a procedure? Now I’m out a few extra hundred a month just so I don’t have to pay more than 10% after already paying 6k.
All this is assuming I don’t get denied coverage and have to foot the whole bill anyway. I need to see a specialist, though, and the only one nearby isn’t in my network. I gotta drive an hour and a half or pay 100%.
I’m paying more than the savings I’m able to put away to assholes who own yachts bigger than the house I rent.
Who would view this system as favorable?
I just had an argument with a Canadian guy I work with. He said the us system is better than Canada. He said you have to wait in Canada. I was like in the US you usually have to wait and also pay !
The US system you just wait… to die. Oof.
Also, the only reason we have to wait is because our healthcare systems have been continually eroded by politicians, rubbing their greedy little hands, who just can’t wait to privatize it out to their friends, and get a cush, do nothing job on the board of directors as payment.
I appreciate you educating our idiots.
I’m on state insurance right now. Trying to find a dentist in my area that accepts it to deal with a broken tooth has been a nightmare. So I get to live in pain until I find someone. Yay.
On the other hand, before I lost my private insurance, all the dentists accepted what we had. However, my husband needed wisdom teeth extracted and it cost us a couple thousand out of pocket…
It’s like you’re fucked no matter what. I’m actually pretty afraid I might get an infection and die or something if I can’t get this taken care of. It’s been cracked for a year now and the keeps getting worse.
I honestly feel like they want non-wealthy people to die with the way things work. If you don’t have deep pockets, you don’t get medical care.
I think we’re all fucked, because the monsters who run all of this value money over other’s lives, and it helps with military retention. I’m sure there are people who wanted to get out of the service, but were worried about healthcare costs.
The private sector doesn’t care, as long as the lines keep going up. And the government doesn’t want to lose one of their sticks to keep people on their bases and ships.
So they’ll buy mansions, and yachts, and travel the world. While I have to sit at home, just waiting for the day to be able to afford a vacation. And I’ll sit and watch as our tax money is used by private businesses for stadiums, or mine-resistant vehicles for suburban cops, or to turn brown children into skeletons.
All the while, you’re sitting there with constant pain and all the world cares about is the amount of testosterone in athletes at the Olympics. That’s what’s driving conversations these days. More circuses to distract us from the real problems.
It’s genuinely fucked up. One of my coworkers is 19 and already has medical debt. Fucking 19! She’s still in school ffs.
There’s so many people in worse positions than me, and it’s so wrong in so many ways. Like… gofundme campaigns for folks with cancer shouldn’t need to be a thing.
No one should have to forgo medical care due to expense, or lose their home because they got hurt in way that can’t be ignored.
And it’s even worse because you’re right about the stupid bullshit controversies that keep us distracted from being mad about the real, everyday issues you pointed out. Its… really demoralizing sometimes.
I don’t know if this will help but depending on where you live there maybe a local-ish dental school where you can get discounted dental work. You just have to be willing to let students do the work. It takes longer because they are still learning but it’s a hell of a lot cheaper.
Thank you for the advice! I did find one dental school that’s through a pretty large college, but can’t seem to find a way to make an appointment or anything like that. Just application stuff.
I’ll have to look some more and maybe call a few phone numbers and see if anyone can help point me in the right direction.
I really appreciate the info!! I have a little hope now, thank you so much!
Glad I could help. Another avenue maybe through dental hygienist schools. They won’t be able to fix your tooth but they may have contact information that can point you in the right direction.
I hope the best for you.