• 2 Posts
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Joined 1 year ago
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Cake day: June 15th, 2023

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  • If you have an account with Fidelity, FZROX should be a better choice than VTI. Unless you enjoy investing or want to really get into it, either do a target date fund for the easiest and lowest risk, or a total market fund like VTI, or an S&P500 fund like VOO. You really don’t need to overcomplicate beyond that, except to potentially start buying bonds when you are nearing retirement if you didn’t choose a target date fund.




  • I get cold easier and my clothes keep getting looser but that’s about it. I don’t count calories so I’m not sure when exactly I’m running a deficit or for how long but I have been steadily losing weight. I was a few pounds into the overweight range when I decided to start losing weight, now I’m down at least 14% from my peak and basically right in the middle of the healthy weight range for my height. About a year ago I started eating less, and started only eating until I didn’t feel hungry, and significantly reduced my alcohol intake. Its about the laziest diet possible because I still eat whatever whenever and still drink regularly but the net result is I’m running a calorie deficit often enough to lose a fair amount of weight. It doesn’t really feel like anything, or it feels about the same as running a calorie surplus. I imagine if I was running a larger or more sustained deficit it might be unpleasant and feel like starving but a minor irregular deficit isn’t something I really notice.