You seem to not understand the difference between an investment and a loan

I have applied to a few accelerator programs and haven’t gotten a response

One thing is to get money in exchange for ownership of the company and the other one is to get money that has to be paid back no matter what

Funding is stopping me. Lack of investment money to get started. Access to capital.

I don’t have the luxury to stop being an employee, even momentarily because I need the income