Not quite, you have to have the camera angled at your face. If the phone is flat on your desk it won’t unlock unless you lean right over it.

Can you run banking apps and stuff on that os?

Until security updates are stopped in October next year…

English is a difficult language. It can be understood through tough thorough thought though.

Yes. Thatcher sold it off in '89, and since then the private monopolies have accumulated ~£60bn of debts and paid out ~£58bn in dividends. Now they’re arguing with the regulator that they should be allowed to pay out more dividends, increase customer fees by 40% and not have to pay as much in fines for dumping raw sewage because otherwise the companies are “uninvestable” and they won’t be able to raise the money to pay their debts and will collapse.