I’m here for entertainment and to engage with opinions, views and perspectives different than my own to grow myself. I don’t care if you downvote but if you don’t engage me I can’t learn from it so I may block you as I’ll take it that you don’t want to see my content.

  • 2 Posts
  • 253 Comments
Joined 2 years ago
cake
Cake day: December 10th, 2023

help-circle

  • Assuming you’re talking about the US, this is correct.

    In the US you need to both actively acknowledge acceptance of the T&Cs, which simply opening a package typically doesn’t meet.

    Also, and arguably more important, they need to include the entirety of the T&Cs for you to be able to review before accepting. This means on the packaging or presented at time of purchase, not requiring you to go elsewhere to find them or having to search them out.

    Now even though it’s not legally enforceable, I’d say it’s still scummy and companies that do it should be avoided.



  • As an alcoholic whose life was barely under control.

    The long story short version is that, over 10ish years I drank myself almost to death, ended up hospitalized with liver and kidney failure, got discharged and went through treatment and the ended back in the hospital in pretty serious need (so they told me) of a transplant.

    Fortunately for me I got listed and was transplanted 5 days later. After that I realized I was given a second chance most people don’t get and worked to turn my life around.

    I’m now 8 years sober, good credit, married with a house, 2 dogs, 2 cats and I wake up every day grateful to have this extra time.








  • Roe v. Wade was a landmark 1973 Supreme Court decision that established a woman’s constitutional right to an abortion, based on the right to privacy under the Fourteenth Amendment

    the Supreme Court issued its landmark decision upholding Mississippi’s law and overturning Roe v. Wade. With that ruling, the Court returned lawmaking decisions about abortion to the states.

    The Roe decision folded abortion into the 14th Amendment until it was overturned in Dobbs returning legislation over it to the states.

    That other stuff is fair, I’m simply saying that you should have started with that. Fair?

    If you don’t know what you are talking about then maybe you should not chime in and research the issue instead. This is all basic American history. Honestly, spoon feeding you things you could learn yourself to correct your wrongly made statements is exhausting. It’s time for me to block you and move on.




  • I am doing better though it’s looking like I’ll need another transplant at some point.

    Fortunately, I had good insurance through work and because I ended up in renal failure that makes you automatically eligible for Medicare (one good thing Nixon did). Also, the billed amount gets discounted based on whatever deal your particular insurance has with the provider, so billed amount ≠ paid amount. Unless you’re uninsured.

    I did ended up going through bankruptcy anyway but that had more to do with my choices and lifestyle leading up to all of this. It did wipe out any portion of that bill that would have been my responsibility though





  • This is too hard to answer because of the number of variables at play like, do you have insurance, does your condition/issue qualify you for Medicare, does your job offer disability leave, are you FMLA eligible, do you meet requirements for SSA disability etc.

    Anecdotally, in 2017 I spent two non-consecutive months in the hospital. The first visit I came in through the ER, ended up in the ICU intubated and worked my way through each section as I got better.

    My second stay I skipped the ICU but had a transplant halfway through. I also was on dialysis for the ~6 months in between.

    Dialysis was billed at $7k a visit, roughly $500k in total. The transplant surgery alone was ~$750k. The hospital stays came to about $5k a day on average for roughly $300k in total.

    So straight billed amount I was somewhere in the $1.5-$1.7 million range.