Literally just buried my grandma this year and dad a few years ago.
Here… In FINLAND. Where the laws of the United States of America do NOT apply.
Yes, it refers to taking care of your parents. Ie for instance being responsible for them, fiscally. For instance, having responsibility over the debt they’ve accumulated to the state.
When someone dies they and theyre declares insolvent, you imagine it just applies to all fiscal responsibility of that person.
It doesn’t. The filial responsibility laws exempt that debt to the state from being able to be dissolved through insolvency.
And tbh, that guy with his own face and own name, despite being it being a bit from standup, is more credible than you are.
But despite that being generally the case, because the standup brought up the absurdity of the scenario, it wasn’t enforced and the debt was dissolved.
Well, I can tell you that comedian is just making up a funny story and that’s not how it works in real life. You absolutely would not be responsible for paying your own child support, that is ridiculous. The comedian is clearly talking about the United States, not Finland.
Filial responsibility laws have nothing to do with debt to the state. If that’s how Finland works, I think it’s pretty fucked up. That’s pretty weird because it’s usually the United States with backwards laws. Filial responsibility means you have to care for them - not assume their credit card debt, or debt to the state, like unpaid taxes. That comes out of their estate. You are not fiscally responsible for your parents, at least here in the states.
I don’t give a shit how credible I seem, you should talk to a lawyer regardless if you’re dealing with an estate. What I can say, is that in the United States, you do not inherit debt outside of a few niche scenarios.
Honestly dude, I don’t give a shit what someone from Finland thinks about filial responsibility laws in the United States. You’re basing your opinions on a Wikipedia article and a standup segment. You don’t seem to understand that those aren’t good sources for legal matters. Get the fuck out, lol.
Hit me with those credible sources homie, cause I don’t think you have them.
Facts are facts. Or are you saying that you’re allowed to just say “nuh-uh, facts don’t matter, I’m American and thus I’m right about everything remotely American”?
Because… that’s quite childish.
“Filial responsibility laws have nothing to do with debt!”
How about you actually try reading my replies to you, with thought? Do you think you’re capable of that? Eh, I’ll simplify, just to be safe.
USUALLY, when a person dies and they don’t have enough funds to pay off everything, the debts are dissolved. That’s how it works in the civilised world.
In the US, the bastion of capitalism, however, some debts aren’t dissolved despite insolvency because these American filial responsibility laws make it so certain debt, like medical debt or not having paid child support, isn’t dissolved.
Like I said I assume you already know how little you know about this subject and instead of gracefully bowing out you’re going all in. Then you’ll get personal while absolutely not being able to address the actual subject, which you’re clearly wrong about. Then you’ll devolve into one word replies like “k” or something and then in a few weeks when the thread is hundreds of replies deep, you’ll just give up and make a new account because of your post history.
So perhaps let’s just skip all that and you just say “ye, right, my bad. TIL, thanks”?
I’m saying you’re wrong, full stop. You know nothing about the laws here, that much is obvious. You’re citing articles I read before I met with the lawyer. None of them contradict what I’ve been saying.
Do you care to point out anything specific from that article, because it supports my point, not yours. It specifically says that you can inherit: property debt (outstanding mortgage on a property); co-signed debt; and medical debt ie caring for your parent, which I’ve already acknowledged earlier.
Outstanding mortgage isn’t “inheriting debt” unless they’re upside down. If you inherit a $400k property with $200k remaining on the mortgage, you just inherited +$200k of assets.
Where do you get the idea child support is somehow under filial responsibility laws, which apply to the care of your parents?
Do you care to point out anything specific from that article
I do. The part which I screencapped and linked, which states:
You may inherit a parent’s medical debt if you live in a state with filial responsibility laws. “These laws may require children of a deceased parent to pay back medical bills if the deceased’s assets are insufficient,” says Tayne. “Filial laws exist in 30 states and vary in their protocols and processes.”
Seeing how you’re saying you’re not wrong, while also just a couple of replies earlier you said:
The Wikipedia article you just linked has nothing to do with debt in general. The debt referred to in that article refers specifically to caring for your parents, not assuming their debt for other things (medical bills for previous procedures, credit cards, loans, etc.)
Where you SPECIFY medical bills. When in fact medical debt is literally said to be an exception which you can inherit from your parents BECAUSE OF FILIAL RESPONSIBILITY LAWS.
What is it that you’re not understanding, honestly, do tell? The answer is “nothing”, I know. You know you’re wrong and you know you’re pulling arguments from your arse with someone who actually has experience and literal education on the subject. That’s why you can’t actually discuss this with someone, even when were having the discussion in your language.
Not all debt is dissolved through insolvency SPECIFICALLY BECAUSE of filial responsibility laws.
You’re trying to disprove the comedian’s bit never happened. You can’t prove a negative, silly, but we can definitely show that it’s a plausible scenario, because of those filial responsibility laws YOU CLAIM HAVE NOTHING TO DO WITH THIS.
You don’t have experience though, lol. You’ve never dealt with an estate in the US, have you?
Medical debt != child support debt, genius.
Also, I specifically said previous procedures. If they had medical debt from a procedure 10 years ago, that’s not part of it. The filial responsibility laws - rarely enforced - have to do with things like nursing home care or hospice, it’s not a blanket “all medical debt”.
Credible sources man, I’m waiting for them. Not Wikipedia, not another -pedia. Legal sources. You said you have read all kinds of stories.
Comedian story isn’t plausible because child support debt doesn’t fall under filial responsibility laws. The end.
And why, again, doesn’t medical debt get dissolved through insolvency… genius?
Because not all debt gets dissolved through insolvency in probate. You don’t even know the words. Because I know have experience on the subject in general, it’s rather trivial to see what the circumstances are in the US. Which are that because of FILIAL RESPONSIBLITY LAWS, not all debt gets dissolved through insolvency.
I feel like I’m kinda repeating myself here.
Comedian story isn’t plausible because child support debt doesn’t fall under filial responsibility laws. The end.
Source: your sweaty (and probably overweight) ass.
So now you’re on the “nuh-uh, my ‘nuh-uh’ is way more credible of a source than Wikipedia and Investopedia” rhetoric? Ugh. Remember how I called your rhetoric childish before? Yeah I take that back. In comparison, the earlier wasn’t this childish.
Literally just buried my grandma this year and dad a few years ago.
Here… In FINLAND. Where the laws of the United States of America do NOT apply.
Yes, it refers to taking care of your parents. Ie for instance being responsible for them, fiscally. For instance, having responsibility over the debt they’ve accumulated to the state.
When someone dies they and theyre declares insolvent, you imagine it just applies to all fiscal responsibility of that person.
It doesn’t. The filial responsibility laws exempt that debt to the state from being able to be dissolved through insolvency.
And tbh, that guy with his own face and own name, despite being it being a bit from standup, is more credible than you are.
But despite that being generally the case, because the standup brought up the absurdity of the scenario, it wasn’t enforced and the debt was dissolved.
Well, I can tell you that comedian is just making up a funny story and that’s not how it works in real life. You absolutely would not be responsible for paying your own child support, that is ridiculous. The comedian is clearly talking about the United States, not Finland.
Filial responsibility laws have nothing to do with debt to the state. If that’s how Finland works, I think it’s pretty fucked up. That’s pretty weird because it’s usually the United States with backwards laws. Filial responsibility means you have to care for them - not assume their credit card debt, or debt to the state, like unpaid taxes. That comes out of their estate. You are not fiscally responsible for your parents, at least here in the states.
I don’t give a shit how credible I seem, you should talk to a lawyer regardless if you’re dealing with an estate. What I can say, is that in the United States, you do not inherit debt outside of a few niche scenarios.
And you’re still not as credible.
I’ve read similar insane things like that from the States, from credible sources.
You know for a fact it didn’t happen?
Finland doesn’t have filial responsibility laws.
https://en.m.wikipedia.org/wiki/Filial_responsibility_laws
You don’t seem to understand what I’ve explained to you about insolvency and debt. Guess you’re just one of those “I can’t be wrong” people.
Honestly dude, I don’t give a shit what someone from Finland thinks about filial responsibility laws in the United States. You’re basing your opinions on a Wikipedia article and a standup segment. You don’t seem to understand that those aren’t good sources for legal matters. Get the fuck out, lol.
Hit me with those credible sources homie, cause I don’t think you have them.
Why would it matter where I’m from?
Facts are facts. Or are you saying that you’re allowed to just say “nuh-uh, facts don’t matter, I’m American and thus I’m right about everything remotely American”?
Because… that’s quite childish.
How about you actually try reading my replies to you, with thought? Do you think you’re capable of that? Eh, I’ll simplify, just to be safe.
USUALLY, when a person dies and they don’t have enough funds to pay off everything, the debts are dissolved. That’s how it works in the civilised world.
In the US, the bastion of capitalism, however, some debts aren’t dissolved despite insolvency because these American filial responsibility laws make it so certain debt, like medical debt or not having paid child support, isn’t dissolved.
https://www.investopedia.com/can-you-inherit-debt-from-your-parents-11723748
Like I said I assume you already know how little you know about this subject and instead of gracefully bowing out you’re going all in. Then you’ll get personal while absolutely not being able to address the actual subject, which you’re clearly wrong about. Then you’ll devolve into one word replies like “k” or something and then in a few weeks when the thread is hundreds of replies deep, you’ll just give up and make a new account because of your post history.
So perhaps let’s just skip all that and you just say “ye, right, my bad. TIL, thanks”?
I’m saying you’re wrong, full stop. You know nothing about the laws here, that much is obvious. You’re citing articles I read before I met with the lawyer. None of them contradict what I’ve been saying.
Do you care to point out anything specific from that article, because it supports my point, not yours. It specifically says that you can inherit: property debt (outstanding mortgage on a property); co-signed debt; and medical debt ie caring for your parent, which I’ve already acknowledged earlier.
Outstanding mortgage isn’t “inheriting debt” unless they’re upside down. If you inherit a $400k property with $200k remaining on the mortgage, you just inherited +$200k of assets.
Where do you get the idea child support is somehow under filial responsibility laws, which apply to the care of your parents?
I do. The part which I screencapped and linked, which states:
Seeing how you’re saying you’re not wrong, while also just a couple of replies earlier you said:
Where you SPECIFY medical bills. When in fact medical debt is literally said to be an exception which you can inherit from your parents BECAUSE OF FILIAL RESPONSIBILITY LAWS.
What is it that you’re not understanding, honestly, do tell? The answer is “nothing”, I know. You know you’re wrong and you know you’re pulling arguments from your arse with someone who actually has experience and literal education on the subject. That’s why you can’t actually discuss this with someone, even when were having the discussion in your language.
Not all debt is dissolved through insolvency SPECIFICALLY BECAUSE of filial responsibility laws.
You’re trying to disprove the comedian’s bit never happened. You can’t prove a negative, silly, but we can definitely show that it’s a plausible scenario, because of those filial responsibility laws YOU CLAIM HAVE NOTHING TO DO WITH THIS.
You don’t have experience though, lol. You’ve never dealt with an estate in the US, have you?
Medical debt != child support debt, genius.
Also, I specifically said previous procedures. If they had medical debt from a procedure 10 years ago, that’s not part of it. The filial responsibility laws - rarely enforced - have to do with things like nursing home care or hospice, it’s not a blanket “all medical debt”.
Credible sources man, I’m waiting for them. Not Wikipedia, not another -pedia. Legal sources. You said you have read all kinds of stories.
Comedian story isn’t plausible because child support debt doesn’t fall under filial responsibility laws. The end.
And why, again, doesn’t medical debt get dissolved through insolvency… genius?
Because not all debt gets dissolved through insolvency in probate. You don’t even know the words. Because I know have experience on the subject in general, it’s rather trivial to see what the circumstances are in the US. Which are that because of FILIAL RESPONSIBLITY LAWS, not all debt gets dissolved through insolvency.
I feel like I’m kinda repeating myself here.
Source: your sweaty (and probably overweight) ass.
So now you’re on the “nuh-uh, my ‘nuh-uh’ is way more credible of a source than Wikipedia and Investopedia” rhetoric? Ugh. Remember how I called your rhetoric childish before? Yeah I take that back. In comparison, the earlier wasn’t this childish.