If you have investments, let’s treat those as liquid cash for the sake of argument. Otherwise, the assumption is that you’re not selling property or possessions, but continuing to live as you do now.
If you have investments, let’s treat those as liquid cash for the sake of argument. Otherwise, the assumption is that you’re not selling property or possessions, but continuing to live as you do now.
I ran the numbers and got 17 months.
Although realistically if I stopped receiving any income my monthly spend would drop - I would certainly spend less on food and luxuries, which would buy me at least an extra 2-5 months.
I know you excluded it, but again if my income stopped then at some point I would sell my house. if I used the sale money to pay off the mortgage and then start renting a flat I could go without income for about 8-10 extra years (that surprised me!).