I had $50 in venmo, which I used to purchase groceries, because my bank account is currently negative.
Instead of using the $50 in my bank account, instead, a week later the $50 came out of my bank account, not touching the Venmo balance at all.
So now I have an overdraft fee, effectively meaning I paid 1.5 times for those groceries.
I don’t have “overdraft protection,” I’ve told my bank I don’t want overdrafts to go through, but fuck me for being poor I guess.
No thanks, I prefer cash. Credit cards and debit cards can be disabled at a whim. Prone to being fucked up by computer error, don’t work when the internet is down, or during a disaster with no power.
Cash always goes through, though. Cash will always remain king.