• bolexforsoup@lemmy.blahaj.zone
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    6 months ago

    God where to begin.

    Have you ever had a major medical need? An emergency room visit? God forbid an ambulance take you somewhere?

    I was in a car accident that was entirely somebody else’s fault. I was lucky it was their fault, not so lucky with the accident. And I can tell you for a fact that when it was all said and done, their insurance paid out 150k or so. I know the individual was on the hook for tens of thousands as well. Everyone was insured, all I had was one evening in the ER and some physical therapy. About 10 stitches if memory serves. No surgeries, no major drugs or medicines or emergency medical care beyond making sure I was OK in the ambulance, and I think the PT was about three months for my shoulder.

    Again, everybody was insured and this guy had to spend tens of thousands of dollars. No surgery, not even 24 hours in a hospital.

    No, I did not get any money. They bought me a new car for about $15,000 because mine was totaled. And now I have a shoulder that makes clicking and popping noises when I pick up my kids.

    How does anything I wrote jive with what you wrote?

    • RaoulDook@lemmy.world
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      6 months ago

      Yes I have had all sorts of medical issues, numerous emergency room visits, and car accidents. I am quite well versed with the healthcare system in the USA and its costs. Everything that I wrote was based on real-life experience and facts. I’ve paid for the births of multiple children and surgeries for myself and family.

      Every one of you that thinks healthcare is not accessible is wrong. We have options, and being a doomer who thinks that you don’t only hurts yourself and the others who you infect with your mental delusion.

      • bolexforsoup@lemmy.blahaj.zone
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        6 months ago

        My first child cost me $3000 to have and we had pretty above average health insurance at the time. My second was much cheaper because my company gave us great insurance. We get it, you have great healthcare. Most people do not. It is expensive as hell. Over 60% of bankruptcies in the US every year are related to - you probably didn’t guess it - medical debt.