• shortwavesurfer@monero.town
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    7 months ago

    The dollar is a pyramid scheme that scams people out of their life savings every day. It’s called inflation. It’s generally hard to see in your savings account day to day, but if you work for 30 years, for example, you can really see it in your retirement account, because that $500,000 or more in your retirement account can’t buy nearly what it could when you started work at age 20. Everybody needs to flee fiat currencies such as the dollar and go to some sort of cryptocurrency where the rules are known and cannot be changed or go to gold.

    • Handles@leminal.space
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      7 months ago

      You’re right and you’re wrong — mostly the latter.

      Yes, capitalism is its own large con game but you cannot in good faith compare inflation with the risks of unregulated speculation and flat out scams inherent in cryptocurrency.

      At least there are (arbitrary and insufficient) securities built into traditional economic systems to assure account holders when banks crash or fold. There are no such regulations with crypto and, as the linked piece points out, crypto bros only pay lip service to the establishment of such investor insurances.

      • shortwavesurfer@monero.town
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        7 months ago

        One of the big points of crypto is that everybody can be their own bank because nobody is going to look after your money as well as you are going to look after your own money. I actually practice what I preach and hold very little fiat currency and hold mostly gold and crypto.

        • Handles@leminal.space
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          7 months ago

          One of the big points of traditional banking is that nobody wants the hassle of (or should be trusted with) being their own bank. Crypto doesn’t solve that in the least.

          I actually practice what I preach

          Thought you might. Nothing says “I drank the kool-aid” like dropping “fiat currency” into a casual conversation. Anyway, good for you until you have to pay for real world stuff with your Fantasy Wall Street scrip.

          • shortwavesurfer@monero.town
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            7 months ago

            Except that I pay for things all the time with it and have been doing so for over a year now. It is a currency like any other and is accepted as such. The biggest difference is I know exactly how much currency exists and know what the inflation rate is and will be and know that my money is actually safe.

      • karashta@kbin.social
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        7 months ago

        The person thinks inflation and pyramid schemes are the same thing. I think your argument is falling on deaf ears.