• TheMachineStops@discuss.tchncs.de
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      2 days ago

      I am not taking about money being held, I talking about regulations and horrible banks not technology. Yes, the current technology allows you instant transfer, but it still depends on the bank. For example some banks allow free international transfers while others require a small fee, some banks you can do the transfer online while others you have to go to the branch in person. You don’t have to go through a bank with crypto, sometimes it is faster and it is definitely more private.

      • atempuser23@lemmy.world
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        2 days ago

        crypto that uses block chain is 100% not private. The whole point of the blockchain is that every single transaction is logged and verifiable for the life of the coin. It’s decentralized so you don’t need to involve a bank, that not the same as private.

        Cash transfers are private. That is why there are so many restrictions on cash transactions at banks and borders.

        • Knock_Knock_Lemmy_In@lemmy.world
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          2 days ago

          The data on the blockchain is not private.

          However data can be encrypted before it hits the blockchain and it can also be cryptographicly manipulated in ways that remain private.

          • atempuser23@lemmy.world
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            2 days ago

            At it’s core the block chain encourages verification. doing extra steps to maintain privacy is not the same as system that is private. It’s like saying cell phones are private if you buy a burner phone with cash. Technically well but not by design.