This is a bit too vague for me, but I think some of what you mention sounds like inconvenience now for future convenience. For safety plan example, it’s mildly inconvenient for me to get my kit together (I live in an earthquake-heavy area and just outside the tsunami hazard zone), know locations and routes, etc. but you’d best believe that it’s better to pay that inconvenience now than flap if I do have to evacuate. I think timescales are important to think of (kinda like the RoI of your actions).