• Aux@lemmy.world
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    4 months ago

    The real question is why do people in the US use credit cards instead of debit cards like everyone else?

    • sunzu@kbin.run
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      4 months ago

      It provides better customer protections over any other payment method. It allows you get a charge back if vendor is acting funny.

      You zero practical protection with cash for example if physical or less protection with debit card. Debit cards are not good to use for everyday buying if it is your checking account. It is too risky.

      • Aux@lemmy.world
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        4 months ago

        Many countries have laws and regulations which create customer protections, so there’s no need to rely on 3rd party solutions.