On P2P payments from their FAQ: “While the payment appears to be directly between wallets, technically the operation is intermediated by the payment service provider which will typically be legally required to identify the recipient of the funds before allowing the transaction to complete.”
How about, no? How about me paying €50 to a guy for fixing my bike doesn’t need to be intermediated and KYCed? How about it’s none of the government’s business how I split the bill at dinner with friends? This level of surveillance is madness, especially coming from an app that touts “privacy” as a feature.
Most “western” countries, like the US or western European countries, have very stabile currencies. You cherry picked three countries known for ridiculous instability in their currencies, that doesn’t show much TBH. For my day-to-day living, I’ll definitely pick the currency I know with very high certainty I can pay rent with in a year.
They have to be stabile enough to enable me to receive them from my employer as payment, and not risking my ability to pay rent because the value suddenly reduced significantly.
Nobody’s gonna make you, unlike a CBDC.