I’ve long been annoyed that everyone, including myself uses Paypal/ Venmo for moving money around. What alternatives do you find useful? Here’s a list (https://alternativeto.net/software/venmo/). GNU Taler looks viable (https://taler.net/en/index.html). I would love to have your thoughts!
Monero is great for online purchases, but a 2 minute confirmation time is real annoying for IRL purchases. Lightning txs confirm in under a second for less fees too.