I have everything pretty much ready to launch full time. Time, skills, customers, support from family. But I’d leave my current job behind and with it my family’s health insurance for the foreseeable future. I can’t afford any of the options I’ve seen. It’s the one thing holding me back. Any ideas for affordable health insurance for startups? If you’ve been in the same situation, what did you end up doing?

      • LengAwaits@lemmy.world
        0·
        6 months ago

        Wow! Companies could sure save a lot of money if they lobbied for single-payer! I wonder why they don’t! 🤔

        • ryathal@sh.itjust.works
          0·
          6 months ago

          Paying for Healthcare for employees is a way to increase effective compensation while reducing tax burden. By paying for health insurance the company doesn’t have to pay payroll taxes for that amount, and it’s a business expense that can reduce income tax burdens.

          • LengAwaits@lemmy.world
            0·
            6 months ago

            Please forgive my ignorance on the topic. You seem to know a lot about it. Are you saying that they save more money than the insurance costs them?

            • ryathal@sh.itjust.works
              0·
              6 months ago

              They don’t save more than the cost, but it’s cheaper to pay someone 50k salary + 30k benefits than 80k salary.

              • LengAwaits@lemmy.world
                0·
                6 months ago

                Okay, thank you. I wasn’t sure. Why couldn’t they just pay them 50k and lobby for single payer to save money? It seems like you’re suggesting that they’d have to raise wages if single payer was implemented? Maybe I’m still confused, because it still seems like they’d save money in the long run?

                • ryathal@sh.itjust.works
                  0·
                  5 months ago

                  Single payer is unlikely to save money. The US spends more for everything, the government is not known for being fiscally responsible.