Mastercard has not evaluated any game or required restrictions of any activity on game creator sites and platforms, contrary to media reports and allegations.
Our payment network follows standards based on the rule of law. Put simply, we allow all lawful purchases on our network. At the same time, we require merchants to have appropriate controls to ensure Mastercard cards cannot be used for unlawful purchases, including illegal adult content.
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Seth Eisen
My view is that Valve is the most likely to be honest about who is responsible here, both because they’re not responsible for this shit show no matter what the answer is and because they have a monetary interest in restarting sales.
Valves statement also matches with the claims of Itch.io, Stripe, and what Collective Shout themselves have claimed. So we’ve got two different claims, on one side are Visa and Mastercard, and on the other we’ve got literally everyone else. I feel pretty confident about which one is a load of bullshit.
It’s also worth noting that Visa
and Mastercardare playing semantic games with their statements. Nobody ever claimed they were “refusing legal transactions”, rather what they’re doing is threatening to stop working with any business that doesn’t implement censorship that they’re happy with. It’s a subtle but important difference and they’ve never denied that’s what they’re doing.Edit: rereading Mastercards statement they are claiming they don’t restrict how businesses operate (although they do weasel around a little bit about illegal content), although Visa still hasn’t denied that. They may also be playing games with that statement because porn is illegal in some countries that Mastercard operates in so they may be trying to claim porn is an illegal transaction despite businesses not selling it in the countries it’s illegal in.
Edit 2: It just occurred to me this could also be about the UK and some US states new (and horrible) porn ID laws. I’m not aware of Valve doing anything to implement the strict age verification those laws are requiring for sites that distribute porn, and Visa/Mastercard could be trying to argue that without that in place any porn games Valve sells are “illegal transactions”. In theory Steam does have age gating, but it’s the same “are you over 18?” easily bypassed check that porn sites have always used.
Are the payment processors saying Visa"MC told them to not process payments for this content? Or are they just citing a section of the agreement when being asked why they’re telling retailers to take down this content?
Nobody on any side has cited any sections of any agreement specifically. The closest we’ve got is the statement from Stripe who is the payment processor who recently had to turn down business with a womens sexual education charity (despite spending months trying to get to an agreement) and the reason they cited was contractual obligations with banking networks including Visa and Mastercard. They stated they want to be able to process payments for porn companies, and that they’re exploring other options, but they couldn’t at this time.
From an article posted yesterday
Sounds like Visa and Mastercard have clauses in their contracts that they don’t even care about themselves, but payment processors like Stripe are bound to then
Isn’t owning a credit card age gating anyway? I don’t think you can legally own a credit card in the UK.
(Edit: Oops I mean until you’re 18.)
Credit card, yes, but a debit card that can be used for online transactions? I had one at 13. My mom had to co-sign for it, but I got one when I setup an account to deposit my paper route checks.
Nobody is forcing them to use mastercard and visa services
Other than that being how a huge portion of Americans access their money.