No, they won’t. You’ll only get a new car if the vehicle is new (within 5 years and under a certain mileage) and still being paid off, because then the financier/lender is still in the mix. Lenders can and will aim their own lawyers at the insurers.
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This is the way.
It’s hard though, to just get liabilty on a car if you’re still making payments on it.
It’s gotta be 100% yours with no payments or liens on it.
Then you can go for a nice high liability policy. I’ve always bought older used and just gotten policies to cover OTHER people I may accidentally hit. No collision - If i’m not paying attention and slide off the road into a rock… that’s on me.
I also would add glass and theft to that liability policy. The glass coverage saved my ass a few years ago when I caught a rock behind (what else?) a dump truck.
foodandart@lemmy.zipto News@lemmy.world•Trump Brags That He “Took the Freedom of Speech Away” From Protesters0·5 days agoBurning a flag is a jailable offense now? Really?
Oh dear… - is the Departmet of War now telling Americans to break the law?
Now waitaminit!
I like mothssesses.
Best favorite animal!
foodandart@lemmy.zipto News@lemmy.world•Deaths Rose in Emergency Rooms After Hospitals Were Acquired by Private Equity Firms0·5 days agoSaw this one rolling out in slow-motion some 20 years ago when HCA bought out Columbia Hospital systems.
F’kin awful. We so need a single payer to leverage equity out of the picture. (actually private equity needs to die because the billionaires are taxed again, like they used to be in the 1950’s - when America was (for some things) great.
foodandart@lemmy.zipto Selfhosted@lemmy.world•I am attempting to get into Selfhosting after a shockingly frightening experience, but I am very lost.English2·5 days agoI do my backups manually.
As I have run unsuported Mac installs for the last 20 years, I started a long time ago, automatically partitioning my OS drives and making storage volumes to work off of.
The storage volume in the computer will have subfolders for the type of data - music, video, photos, etc.
When my storage volumes fill, I will pull my latest backup drive out of storage, hook it up then go into each storage subfolder, sort by date and add everything that’s newer than what’s in the backup drive. (which is actually how Apple’s Time Machine backups work - incrementally sorted by date - but I’ve had this method since the start, so I just stuck with it)
I just make sure to take note of how many files/folders I’m adding to the backup drive and note what it has at the start, then at the end, as a double-check of it all, before I clear the storage drive on the computer. (I did not do this and lost almost a years worth of music rips, waay back in 2003. Rebuilt the music I lost then iTunes threw a wobbler and lost the library for me. FML…)
The longest backup will ALWAYS be the initial one if you’re dealing with a first time backup. The rest, once you work out how to organize your files, is academic.
What I’ve found is that your tastes will change, you grab content you think you’ll want to hold onto forever… and then years later, you realize it’s low-bitrate, low-resolution, too pixellated… whatever… and you decide to delete it.
With the software doing the backups for you - it’s too easy to just let it rip and go have dinner while it works and you end up with files that you’d otherwise get rid of. Part of being a data hoarder is not keeping everything forever. There’s a ton of garbage online. Tastes change as you get older… You want to curate that shit so you can keep what’s most important - like family stuff.
And really good porn.
foodandart@lemmy.zipto Selfhosted@lemmy.world•I am attempting to get into Selfhosting after a shockingly frightening experience, but I am very lost.English4·5 days agoYikes. Before you dip into any of the self-hosting, take and get a WD Gold drive - from Western Digital directly (wd.com) - do NOT go through Amazon or NewEgg or any third party merchant. Send in the warranty that goes with it and register the drive (this is for covering the off chance it’s a DOA unit) Then get a good quality enclosure to pop the drive into and take your time and back up EVERYTHING onto that new HD.
Don’t use an SSD.
You want a spinning platter drive, as this is backup only, so once it’s full with all of your content, it gets dated and labeled and popped into a drawer for safe keeping. If you have countless terabytes of data, get more drives and swap them into the enclosure, date and incrementally fill. A fine tip sharpie to note what’s on the drive is fine, or if you’re obsessively anal about it, make a spreadsheet with that info… If your drives are kept dry and stored with care they will last for DECADES…
The truth if being honest here - I’m a data hoarder and most of the stuff I’ve tucked away since I first came online (in 1999) is now on drives that I maybe spin up once a year. I used to have the notion that it was critical that all my shit was accessible all the time and I ended up dropping money on networked storage… and over time, realized that as long as I knew where the files were, DID have the most important stuff - family photos and scans - tucked away not only in long term storage, but on multiple drives in multiple machines, (home, work, laptop) it was okay not have it served up instantly.
Just reading your post made me go cold inside - I can only imagine what you were going through until it got sorted. From a bonafide old school data hoarder… Please, back your shit up locally. Use enterprise drives.
Then sort a self-hosting soultion.
Bwahahahah!
Wait until it dies and earns it’s “angle” wings!
(…am gonna let myself out now… )
foodandart@lemmy.zipto News@lemmy.world•Scientists Completed a Toxicity Report on This Forever Chemical. The EPA Hasn’t Released It.0·6 days agoAin’t that the truth.
If you pull up the ewg.org working map of the perflouro- contaminated sites in the country, it’s horrifying.
Thing is, if the Pro Publica article is correct, these chemicals are afflicting male reproductive viability at the EXACT same time the Trump Administration’s cabinet is filed with natalist-leaning advisors… and they just don’t see it as going into part of why men are fathering fewer children.
They lay the blame on feminism and the birth control pills.
Thing is, globaly, male fertility has been falling for decades. Wanna bet part of it is tied to chemical exposure?
But… we won’t go there…
A 56 y/o half-brother that I would do almost anything for and a step-sister that… well… whatever.
foodandart@lemmy.zipto Lemmy Shitpost@lemmy.world•you have been defeated, you do not pass go, you do not collect your $2000·7 days agoYikes! Y’all gotta eat better if your poop scrapes are cementing themselves to the bowl…
Damn!
foodandart@lemmy.zipto Asklemmy@lemmy.ml•how did you make the switch from reddit to lemmy.. i'm trying to myself but struggling to ngl0·7 days agoThis is it exactly.
And I kind of like that there are no total upvote/downvote stats tied to our accounts.
Prevents karma farming so it disinclines the behavior to rage-bait or post controversial items for attention.
(Remember u/unidan? Guy karma farmed hugely and eventually got rumbled creating some brouhaha over the difference between crows and jackdaws. Absolute stupidity that got the better of him…)
The content is more the focus here…
foodandart@lemmy.zipto Lemmy Shitpost@lemmy.world•Texas National Guard arriving in Chicago0·7 days agoThing is, those are guardsmen. Probaly are called up and pulled from their families to end up in Chicago… All for the benefit of a deflecting old fuck that doesn’t want us to remember that he’s likely on the Epstein list for doing the dirty to underage girls.
This is the EXACT thing we’re supposed to forget. Epstein.
foodandart@lemmy.zipto Asklemmy@lemmy.ml•how did you make the switch from reddit to lemmy.. i'm trying to myself but struggling to ngl0·7 days agoThe weird thing is apparently, I wasn’t allowed to delete my account last night. I thought I did, but I went back not too long ago and on a lark, signed in again. Account’s empty of all my unarchived posts - since I deleted it all, but I still have access. Think I’m going to see if the PM’s work and just start hoovering interesting articles and items from there. WTF, it’s not like I didn’t bring content to the site… Gonna take the best of it back and bring it here. Fuck it.
foodandart@lemmy.zipto Asklemmy@lemmy.ml•Anyone else think Reddit mods are using shadow bans to limit dissenting opinions?0·7 days agoI was a 14 years long redditor that was more into the arts and graphics and from the time of the IPO, my feed pivoted to much more rage-bait content and subs appearing on my homepage that were completely unknown to me. Definitely some site-wide fuckery going on, that’s changed the nature of that beast. Moreso now since they have corporate investors and within the last week or so, a whole bunch of bad reports about the data not being used for AI training as much as they hyped it up. Methinks they’re pivoting to the right in order to appease their investors…
foodandart@lemmy.zipto Asklemmy@lemmy.ml•Anyone else think Reddit mods are using shadow bans to limit dissenting opinions?0·7 days agoAI, maybe, but upheld by a person upon appeal.
I honestly think those appeal responses are bullshit and no one is actually reading them. Maybe paid members will have their appeals looked at but I doubt anyone else does.
foodandart@lemmy.zipto Asklemmy@lemmy.ml•how did you make the switch from reddit to lemmy.. i'm trying to myself but struggling to ngl0·7 days agoThat is what happened to me… the bots banned me within a minute for a metaphorically based - though salty - post. 14 years.
Thing is, I noticed a change in the algorithm not too long after the IPO since my homepage started in with more rage-bait subs and many were ones I’d not visited or even heard of. It was subtle but also kinda disheartening. I decided to manually delete all of what I could and as I was going through the posts I noticed that the art subs I used to go to had all but disappeared on my home page.
I used to go to photoshopbattles all the time and as I was scrolling my home pages, it was nowhere to be seen. Nor was AppleHelp, VintageApple or MacPro…
foodandart@lemmy.zipto Asklemmy@lemmy.ml•how did you make the switch from reddit to lemmy.. i'm trying to myself but struggling to ngl0·7 days agoDelete all your Reddit bookmarks and favorites and find a lemmy community to launch yourself into. I picked gaming and a few news ones and so far, it’s fine… Even moreso that I found the old.lemmy.zip page and it’s comfortable to me as I was dedicated to old.reddit and RES.
There are many spiderbros… we are legion!